As a long term pension disability pensioner, its possible she has not been able to buy a home of her own, which she can now consider, or even build a granny flat on one of her daughters’ homes. If the latter, you should talk to Centrelink about their granny flat rules, which allow a certain amount to be used to buy or build the flat and that amount is then exempt from the means tests. If she buys a home or a home unit for herself, the value of this will be exempt from the means tests for the pension..
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